Liability Insurance for Makerspaces by nan nan Braun


It is difficult and expensive for makerspaces to get appropriate liability insurance.


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Diagnostic Statement

Problem Statement
succinct, one-sentence description
It is difficult and expensive for makerspaces to get appropriate liability insurance.
Category
broad category of impact
Impacted Groups or Individuals
list of those impacted by problem (organize with largest impact top)
  • Group object (221)
  • Group object (222)
  • Group object (223)
Benefit of Solving the Problem
description of positive potential
  • liminate many hours of time spent investigating and trying to find appropriate coverage. Some makerspaces are aborted or limited in activities they can offer due to limited insurance
Known Barriers
those things which would prevent success of a future solution
  • Agents who do not understand activities or risks, limited companies willing to underwrite, difficult for makerspace organizers to find agents who will broker.
  • Once insured, the level of effort to find it discourages people from competitive shopping ongoing.
  • can have negative insurance impact because of perceived level of risk
  • many insurance agents will not broker the insurance. Makerspaces embedded in other organizations ( libraries, schools, etc..)
  • only a handful of companies in the country will to underwrite this
Potential Collaborators
list of those interested in helping to solve this problem
Statement POC
name and contact info
nan Braun
Comments
  Name Solicitation # Amount Max Deadline Score
Economic Development Assistance Programs ­ Application submission and program requirements for EDA’s Public Works and Economic Adjustment Assistance programs. EDAP2016 $3,000,000 March 2, 2027, 8:50 p.m. 66
NSF Scholarships in Science, Technology, Engineering, and Mathematics Program (S-STEM) 16-540 $95,000,000 April 20, 2017, 8:14 p.m. 65
Discovery Research PreK-12 (DRK-12) 15-592 $5,000,000 Dec. 5, 2016, 7:43 p.m. 65
Innovative Technology Experiences for Students and Teachers (ITEST) 15-599 $1,200,000 Aug. 9, 2017, 8:17 p.m. 64
EHR Core Research (ECR) 15-509 $500,000 Sept. 14, 2017, noon 62
EDA Planning Program and Local Technical Assistance Program EDA-HDQ-TA-HDQ-2016-2004759 $300,000 Nov. 2, 2039, 8:54 p.m. 62
Improving Undergraduate STEM Education: Education and Human Resources (IUSE: EHR) 15-585 $300,000 Jan. 17, 2017, 8:01 p.m. 61
STEM + Computing Partnerships (STEM+C) 16-527 $47,000,000 March 14, 2017, 8:11 p.m. 60
Research in the Formation of Engineers (RFE) PD 15-1340 $150,000 Jan. 25, 2017, 7:33 p.m. 48
Dear Colleague Letter: Enabling the Future of Making to Catalyze New Approaches in STEM Learning and Innovation 15-086 $300,000 Dec. 15, 2016, noon 41
Broadening Participation in Engineering (BPE) PD 16-7680 $300,000 Feb. 6, 2017, 8:09 p.m. 34
Science of Learning (SL) PD 16-004Y $300,000 Jan. 18, 2017, 8:23 p.m. 28

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